Building the future infrastructure layer for trusted transactions.
TERRE™ is building enterprise-grade transaction infrastructure designed to secure one of the world's largest financial ecosystems — real estate.
A massive market under attack.
Digital transactions
Real estate is rapidly digitizing — and so is the fraud surface.
Wire fraud growth
Wire fraud losses in real estate continue to break records year over year.
Enterprise security demand
Title, escrow, and lenders are actively buying transaction security.
Massive transaction volume
Trillions of dollars move through real estate closings annually.
Remote closings
Closings increasingly span geographies, devices, and untrusted networks.
Targeted transactions
Nearly 1 in 3 real estate transactions is targeted by wire fraud attempts.
The window is open.
Remote transactions
Closings are no longer in-person — trust has to be portable.
Increasing fraud
Attackers industrialize faster than legacy systems can adapt.
AI-assisted threats
Voice clones and deepfake identities defeat manual verification.
Compliance pressure
Regulators want immutable, auditable proof — not screenshots.
Enterprise risk exposure
Boards are demanding measurable controls on transaction security.
Insurance & liability shift
Carriers are tightening cyber coverage and pushing fraud losses back onto title, escrow, and lenders.
One platform. Two ways to deploy.
A deliberate land-and-expand motion: start as overlay security on the highest-risk surface, then scale into the full transaction platform as trust and integration deepen.
Overlay protection
Deploys alongside existing title, escrow, and lender systems — no rip-and-replace. Customers adopt TERRE™ where the risk is most acute (identity verification and wire instruction protection) without disrupting the workflows their teams already run.
Financial shape: Low friction to first dollar. Short procurement cycle, fast time-to-value, and a measurable reduction in fraud loss exposure that builds the internal champion for expansion.
Full platform
The same accounts graduate to TERRE™ as the system of record for the entire closing — coordinating every party, every document, every fund movement, and every audit artifact end-to-end.
Financial shape: Materially higher ACV per customer, multi-year contracts, and a defensible moat as the platform becomes embedded in compliance, operations, and audit. Net revenue retention compounds as overlay accounts expand to full platform.
Verified identitiesProtected paymentsControlled permissionsSecure communicationsAudit infrastructureFlexible deploymentMultiple revenue streams. One platform.
Enterprise licensing
Annual contracts with title, escrow, and lenders.
Transaction fees
Per-closing fees on transactions secured through TERRE™.
Security subscriptions
Tiered protection plans across overlay and platform.
Premium services
High-touch protection for enterprise deployments.
Enterprise integrations
Paid integrations with leading title and lending systems.
Seed raise.
Funding the build-out of TERRE™'s overlay security, platform deployment, and enterprise integrations.
A 120-day path from funding to pilot.
Five phases, five milestones, one outcome: TERRE™ positioned as the trusted standard for secure real estate transactions.
- · System design
- · Security architecture
- · Compliance framework
- · Core team onboarding
- · Core platform build
- · Identity verification
- · Secure communications
- · Audit trail engine
- · Title & escrow integrations
- · Banking & wire APIs
- · Risk & fraud rules
- · Monitoring & alerts
- · Pilot partner onboarding
- · User roles & permissions
- · Workflow configuration
- · Training & UAT
- · Live pilot transactions
- · Performance monitoring
- · Issue resolution
- · Success report
Operators with deep domain expertise.
Cross-functional team covering product, engineering, security, real estate, and go-to-market.
Santiago Aceves
Creator of TERRE™. Co-founder of Elevate NM Realty. Qualifying Broker with 12+ years in real estate. Master in Architecture with 15+ years in design.
Sylvain Vittecoq
Founder & CEO of FileChain. Lead senior engineer. Master in Computer Science. Master Research in Artificial Intelligence.
The following industry leaders advise TERRE™ in a consulting capacity. They are not owners, officers, or employees of the company.